Ethical employee benefits · Canada
The benefits wallet your whole team will actually use.
Modern spending accounts for health, lifestyle, and dental — clear allowances, fast reimbursements, and privacy by design. No jargon, no hidden fees, no surprises.
Flat pricing · 0% commissions · Built in Canada 🇨🇦
✓ Privacy by design
Broad categories only — never diagnoses, medications, or medical details.
✓ Honest by default
Every product is labelled for exactly what it is. We never overstate it.
✓ For your whole team
An ethical foundation that works for everyone — and means even more to some.
One platform
Every benefit, in one friendly wallet.
Mix and match spending accounts and categories. Your team chooses what fits their life — you set the budget and the rules.
Health spending
Dental & vision
Mental health
Fitness & lifestyle
Pharmacy
Giving
How it works
Set up in minutes. Reimburse in days.
Choose your programs
Pick the spending accounts and categories that fit your team — health, lifestyle, dental, and more.
Set your budgets
Allowances by team, cadence, and rules. Flat pricing, no commissions — you stay in control.
Invite your team
Bulk-invite by email. Everyone's set up in minutes, on web or mobile.
They spend, you reimburse
Submit a receipt, get paid back in days. Privacy by design — we never see diagnoses.
The honest difference
Same budget. More for your team. Less handed to an insurer.
The old way
- — You pay a fixed amount, win or lose
- — Unused money disappears into the pool
- — Commissions baked into the price
- — “Covered” — but for what, exactly?
- — A diagnosis on every claim form
With Sila
- ✓ You fund what your team actually uses
- ✓ Surplus stays with you
- ✓ Flat fee, 0% commissions
- ✓ Plain categories, no fine-print games
- ✓ Broad categories only — we never see medical details
Pay your team back for health, dental & care — pre-tax, and non-taxable to them.
Set up a plan →Available nowFitness, wellness, learning & more — a simple, flexible perk your team picks.
Explore →Available nowA complete plan you fund yourself — and the surplus stays yours. For bigger teams.
Talk to us →Why SilaPrivacy-first, honestly labelled, ethically run. See how we keep your trust.
See our promise →Give your team something made for them.
Set up a modern spending-account plan in minutes — flat pricing, privacy by design, and no surprises.